When you cannot pay everything, pay the bills with the most serious consequences first. These are called priority bills. Paying them first protects your home and your energy supply, and stops the most serious action being taken against you. A free debt adviser can help you make a plan. If there is not enough money to cover every bill, it is hard to know what to pay first. The key idea is simple: some bills are more urgent than others, because of what happens if you do not pay