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When you cannot pay everything, pay the bills with the most serious consequences first. These are called priority bills. Paying them first protects your home and your energy supply, and stops the most serious action being taken against you. A free debt adviser can help you make a plan. If there is not enough money to cover every bill, it is hard to know what to pay first. The key idea is simple: some bills are more urgent than others, because of what happens if you do not pay

If you cannot afford food this week, help is available and there is no shame in using it. You may be able to get a food parcel from a food bank, cheaper food from a food club, and other support to take the pressure off. Running out of money for food is more common than you might think, and there is help. Here is how to get some this week. Get a food parcel from a food bank A food bank gives out emergency food parcels, usually a few days' worth, for free. Many food banks ask f

If you are in debt and feel like you cannot cope, please know you are not alone, and this can be sorted out. Free, non-judgemental help is available, and there are calm first steps you can take today. When debt builds up, it can feel like it is taking over everything. If you are at that point, take a breath. Things can get better, and you do not have to face this on your own. First, be kind to yourself Money worries can affect how you sleep, how you feel and how you cope day